Travel Cancellation Insurance for travelling in Germany

Cover is provided, amongst others, for the following:

• Cancellation of the trip: We will reimburse the cancellation charges due by contract if you have to cancel the trip on account of an insured event.
• If your private motor vehicle becomes unroadworthy right before the start of the trip due to breakdown or accident, we will pay the costs for a hire car and reimburse the unused travel services.

Insured events are e.g.

• unexpected serious illness as well as deteriorations of already existing diseases if no medical treatment was necessary in the six month prior to taking out the insurance
• serious injury resulting from an accident
• death
• pregnancy
• loss or damage to property due to fire, burst pipes or natural events
• loss of employment as a result of unexpected dismissal by the employer for business reasons

Sum insured: Corresponds to the insured trip price.

Our additional service for you: Medical Consulting Service
In the event of illness or accident before your trip commences we offer you the possibility of seeking advice from our experienced travel doctors. Your advantage: Our travel doctors will discuss with you whether there is a chance of your being well enough to travel by the date when your trip commences. If, when the time comes, you are unable to travel due to the illness or accident, we will of course pay any higher costs incurred by cancellation at a later date.

Cover is provided, amongst others, for the following:

• We will reimburse the pro rata travel price for unused travel services and the additional costs of the return trip if you have to curtail the trip prematurely due to an insured event.
• We will pay the pro rata travel price for unused travel services if your trip is interrupted because you require hospital treatment due to unexpected serious illness or serious injury after an accident.

Insured events are e.g.

• unexpected serious illness as well as deteriorations of already existing diseases if no medical treatment was necessary in the six month prior to the start of the trip
• serious injury resulting from an accident
• death
• breaking of prostheses and loosening of implanted joints
• loss or damage to property due to fire, burst pipes or natural events

Sum insured: Corresponds to the insured trip price.

Cover is provided for the following:

• In the case of damages to furnishings in your rented accommodation we will pay up to the sum insured for the amount you owe as compensation for damages.
• In the event of a loss of keys for your rented accommodation, we will reimburse the costs owed by you for e.g. the cutting of spare keys or the opening of doors by the emergency locksmith services.

Sum insured: € 1,000 per trip

Travel Cancellation Insurance: The excess shall be 20 % of the benefit payment, but at least € 25 per person, for each insured event.

Curtailment Insurance: The excess shall be 20 % of the benefit payment, but at least € 25 per person, for each insured event.

Insurance for Furnishing and Keys: There is no excess. Our obligation to provide insurance cover assumes: The expected damage exceeds € 25.

When booking the trip, however, at the latest within 14 days of receipt of the first booking confirmation. When trips are booked within the period of 14 days before the scheduled start of the trip, the policy can only be taken out on the booking day or at the latest within the three following working days.