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Incoming Medical Health Insurance

What our incoming insurance for foreign guests with emergency medical can do for you:

  • As a foreign visitor you can be sure the incoming health insurance with emergency medical helps in case of sudden illness to protect you against high costs.
  • In Germany or other host countries the costs of medical treatment receive a refund (e.g. inpatient or outpatient treatments and drugs, medicines and dressings).
  • We assume the cost of transporting patients to primary care in the host country.

Incoming Medical Insurance meets all the requirements relating to a Schengen Visa in accordance with Article 15 Visa Code. The sum insured is unlimited, providing the legally required minimum cover of EUR 30,000.


Product Description

Cover is provided for the following:

In the event of serious illness or accident on the insured stay in the host country we will pay, amongst others, the costs of

  • in-patient treatment in hospital including operations
  • out-patient treatment, drugs, medicines and bandages
  • dental treatment for the relief of pain
  • medical treatment in the event of complications in pregnancy
  • medically effective and reasonable return transport and the return of luggage from the host country to the place of residence

Sum insured: unlimited

Our Emergency Call Centre is available 24 hours a day for emergencies.

The excess for medical treatment costs in the host country shall be € 100 for each insured event.

The policy must be taken out before the trip begins and at the latest on the day the insured person enters the first host country.

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This is an information by ERGO Reiseversicherung AG which suits advertising purposes.