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Incoming Medical Health Insurance

What our incoming insurance for foreign guests with emergency medical can do for you:

  • As a foreign visitor you can be sure the incoming health insurance with emergency medical helps in case of sudden illness to protect you against high costs.
  • In Germany or other host countries the costs of medical treatment receive a refund (e.g. inpatient or outpatient treatments and drugs, medicines and dressings).
  • We assume the cost of transporting patients to primary care in the host country.

Incoming Medical Insurance meets all the requirements relating to a Schengen Visa in accordance with Article 15 Visa Code. The sum insured is unlimited, providing the legally required minimum cover of EUR 30,000.

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Product Description

Cover is provided for the following:

In the event of serious illness or accident on the insured stay in the host country we will pay, amongst others, the costs of

  • in-patient treatment in hospital including operations
  • out-patient treatment, drugs, medicines and bandages
  • dental treatment for the relief of pain
  • medical treatment in the event of complications in pregnancy
  • medically effective and reasonable return transport and the return of luggage from the host country to the place of residence

Sum insured: unlimited

Our Emergency Call Centre is available 24 hours a day for emergencies.

The excess for medical treatment costs in the host country shall be € 100 for each insured event.

The policy must be taken out before the trip begins and at the latest on the day the insured person enters the first host country.

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This is an information by ERGO Reiseversicherung AG which suits advertising purposes.


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