The Long-term Comfort Cover (incoming) for foreign students and au pairs (up to 55 years of age) has 4 components (insurance classes).
The ideal all-round protection is a combination of the Long-term Comfort Cover with the Long-term Travel Cancellation Insurance and the Long-term Medical Insurance for Foreign Travel.
Just select your own combination during the booking process.
Ideal for you:
As a student travelling alone, a language or exchange student, au pair, intern, participant in a work and travel programme or in the Federal Volunteer Service aged up to and including 55 years, staying a maximum of 24 months in Germany.
Geographical area:
Germany (= Europe tarif)
Maximum stay:
24 months / 732 days
Short breaks back home:
Are also covered. Conditional on you being normally resident in a country of the EU or EEA.
Sum insured:
Accident insurance: € 10,000 on death / € 100,000 on invalidity
Liability insurance: up to € 1 million lump sum per insured event
Excess:
All our tariffs are without an excess
Advance notice:
You can take out a Long-term Comfort Insurance for Students and Au Pairs at any time before the
beginning of your stay but not later than the day you arrive in Germany.
Schengen visa:
The insurance meets the
requirements of a Schengen visa within the meaning of Article 15 of the Visa Code.
Cover is provided for accidents in the country of stay that lead to permanent disablement or death. We pay the costs for plastic surgery due to an accident up to € 10,000.
Sums insured:
Death € 10,000
Invalidity € 100,000
There are some risks, however, which are not covered by the Accident Insurance. Not included are accidents which you suffer during the practice of extreme sports such as rafting, free climbing, hang gliding or parachuting. For further information please read our insurance terms and conditions.
Cover is provided for liability risks (personal and property damage) during the insured stay in the host country. Cover does extend to personal liability for damage to the rented accommodation, rented furniture and fittings in the household of the host family up to a total of 2,500 EUR.
Limit of indemnity: € 1 million flat rate
There are some risks, however, which are not covered by the Personal Liability Insurance. Not insured, for instance, is any damage resulting from deliberate acts. For further information please read our insurance terms and conditions.
All our tariffs are without an excess.
We will pay for you the verified costs of deportation up to € 2,000.
Please note that the Insurance of Deportation Costs does not apply to any person entering the country illegally. For further information please read our terms and conditions of insurance.
The policy can be taken out at any time before the start of the insured stay.
Cover is provided, amongst others, for the following:
Insured events are e.g.
Sum insured: Corresponds to the insured trip price (including school/tuition
fees).
Our additional service for you: Medical Cancellation Advisory Team
Do you need to cancel your trip? If so, please use our special service in the Travel Cancellation
Insurance.
Contact our telephone cancellation-advice center before you cancel your trip. Our staff will
support you concerning your decision to cancel and will check whether it is possible to delay the
cancellation without financial risk.
Cover is provided, amongst others, for the following:
Insured events are e.g.
Sum insured: Corresponds to the insured trip price (including school/tuition
fees).
When booking the trip, however, at the latest 30 days before the planned start of the trip. When trips are booked within the period of 30 days before the scheduled start of the trip, the policy can only be taken out on the booking day or at the latest within the following 3 working days.
Cover is provided for the following:
In the event of serious illness or accident on the insured stay we will pay, amongst others, the costs of
The policy can be taken out at any time before the start of the insured stay.
All our tariffs are without an excess.
This is an information by ERGO Reiseversicherung AG which suits advertising purposes.